{"id":37516,"date":"2023-11-30T15:13:10","date_gmt":"2023-11-30T15:13:10","guid":{"rendered":"https:\/\/isafespend.com\/news\/67-year-old-who-left-the-u-s-for-mexico-im-happily-retired-but-i-really-regret-doing-these-3-things-in-my-20s\/"},"modified":"2023-11-30T15:13:12","modified_gmt":"2023-11-30T15:13:12","slug":"67-year-old-who-left-the-u-s-for-mexico-im-happily-retired-but-i-really-regret-doing-these-3-things-in-my-20s","status":"publish","type":"post","link":"https:\/\/isafespend.com\/?p=37516","title":{"rendered":"67-year-old who left the U.S. for Mexico: I&#8217;m happily retired\u2014but I &#8216;really regret&#8217; doing these 3 things in my 20s"},"content":{"rendered":"<div id=\"MakeItRegularArticle-ArticleBody-5\" data-module=\"ArticleBody\" data-test=\"articleBody-1\" data-analytics=\"MakeItRegularArticle-articleBody-5-1\"><span class=\"HighlightShare-styles-makeit-hidden--MFwCR\" style=\"top:0;left:0\"><\/span><\/p>\n<div class=\"group\">\n<p>It&#8217;s been five years since I retired, and, like most retirees, I&#8217;ve had a lot of time to think. Moving away from the hustle of California to a more serene setting and lifestyle in Mazatl\u00e1n, Mexico, has also given me the chance to reflect on what&#8217;s important.<\/p>\n<p>At 67, I often wonder if I would have done things differently, knowing what I know now. This kind of reflection can elicit some regrets, but also produces valuable insights that I can apply to my life now.<\/p>\n<p>I believe wisdom comes with age and experience. While I&#8217;m happily retired, here are three things I really regret doing in my 20s \u2014 and my best advice for\u00a0growing up with a more positive state of mind:<\/p>\n<\/div>\n<h2 class=\"ArticleBody-styles-makeit-subtitle--JP3GH\">1. Not thinking about the future enough<\/h2>\n<div class=\"group\">\n<p>I never thought about my finances when I was younger. My Italian immigrant father expected me to run a household. That was it.<\/p>\n<p>Getting married and having children was just what women did. Nobody taught me about making money, saving it or investing it. I try not to blame my parents, though, because they did the best they could with the tools they had at the time.<\/p>\n<\/div>\n<div class=\"InlineImage-styles-makeit-imageEmbed--kbwfw InlineImage-styles-makeit-inlineInfographic--RNIAh\" id=\"ArticleBody-InlineImage-107340793\" data-test=\"InlineImage\">\n<div class=\"InlineImage-styles-makeit-wrapper--AxC3F\">\n<div class=\"InlineImage-styles-makeit-imagePlaceholder--KPr64\" style=\"padding-bottom:133.33333333333331%\">\n<div><button class=\"InlineImage-styles-makeit-closeEnlargedImage--NCu9C\"><svg width=\"20\" height=\"20\" viewbox=\"0 0 20 20\" fill=\"#6258FF\" aria-labelledby=\"title desc\" role=\"img\" focusable=\"false\" data-analytic-id=\"expand-icon\" class=\"InlineImage-styles-makeit-background--SDLZE\"><title>Zoom In Icon<\/title><desc>Arrows pointing outwards<\/desc><circle cx=\"10\" cy=\"10\" r=\"10\" fill=\"white\" stroke=\"#6258FF\"><\/circle><path d=\"M9.20187 10.7982C8.96051 10.5568 8.57038 10.5568 8.32903 10.7982L5.67903 13.4482V11.2346C5.67903 10.8938 5.4031 10.6173 5.06174 10.6173C4.72038 10.6173 4.44446 10.8938 4.44446 11.2346V14.9383C4.44446 15.279 4.72038 15.5556 5.06174 15.5556H8.76545C9.1068 15.5556 9.38273 15.279 9.38273 14.9383C9.38273 14.5975 9.1068 14.321 8.76545 14.321H6.55187L9.20187 11.671C9.44322 11.4296 9.44322 11.0395 9.20187 10.7982ZM14.9383 4.44446H11.2346C10.8932 4.44446 10.6173 4.721 10.6173 5.06174C10.6173 5.40248 10.8932 5.67903 11.2346 5.67903H13.4482L10.7982 8.32903C10.5568 8.57038 10.5568 8.96051 10.7982 9.20187C10.9185 9.32224 11.0766 9.38273 11.2346 9.38273C11.3926 9.38273 11.5506 9.32224 11.671 9.20187L14.321 6.55187V8.76545C14.321 9.10619 14.5969 9.38273 14.9383 9.38273C15.2796 9.38273 15.5556 9.10619 15.5556 8.76545V5.06174C15.5556 4.721 15.2796 4.44446 14.9383 4.44446Z\"><\/path><\/svg><\/button><\/div>\n<\/div>\n<div class=\"InlineImage-styles-makeit-captionContainer--Ef7Yz\">\n<p>When I was younger, I never really thought about getting \u201cold,\u201d and even now the concept feels alien. The need for a financial plan, especially, was not something I ever thought about.<\/p>\n<p>Photo: Janet Blaser<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"group\">\n<p>But what would my life look like now if I&#8217;d had a set career path and followed it? Or thought to save or invest money 40 years ago? While I don&#8217;t think a person needs $1.2 million to retire comfortably, I do imagine how good I would feel if I had invested just $1,000 dollars at some point, or even saved $50 a month for 30 years.<\/p>\n<p>It wouldn&#8217;t be millions, but it would be something.\u00a0<\/p>\n<\/div>\n<h2 class=\"ArticleBody-styles-makeit-subtitle--JP3GH\">2. Not always being in the moment<\/h2>\n<div class=\"group\">\n<p>As a single mother, I can give myself some slack, but I regret that I didn&#8217;t spend more quality time with my three children when they were growing up.<\/p>\n<p><em><strong>Don&#8217;t miss: <\/strong><\/em><em><strong>A 67-year-old American shares what retirement is &#8216;really&#8217; like\u2014with &#8216;no work and all that free time&#8217;<\/strong><\/em><\/p>\n<p>Often, I was overwhelmed by the maintenance of so many bodies \u2014 the feeding, cleaning, clothing and attention. I wonder if I could have focused more on them as people instead of them as jobs that needed to be done.<\/p>\n<p>I worked multiple jobs trying to make ends meet, but they left me tired, scattered, and not always the best company.\u00a0<\/p>\n<\/div>\n<div class=\"InlineImage-styles-makeit-imageEmbed--kbwfw\" id=\"ArticleBody-InlineImage-107340781\" data-test=\"InlineImage\">\n<div class=\"InlineImage-styles-makeit-wrapper--AxC3F\">\n<div class=\"InlineImage-styles-makeit-captionContainer--Ef7Yz\">\n<p>I tried to give my children the freedom to follow their dreams sooner than I did, and seeing the adults they&#8217;ve become, I think they did.<\/p>\n<p>Photo: Janet Blaser<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"group\">\n<p>I see now\u00a0that what was driving that daily grind was an illusion. We had a roof over our heads, food on the table, a loving community, and enough of what we needed. Most of the time we were happy, and my kids have grown up to be wonderful human beings.\u00a0<\/p>\n<p>The takeaway\u00a0is that living a simple, happy life is the best example you can give your kids.<\/p>\n<\/div>\n<h2 class=\"ArticleBody-styles-makeit-subtitle--JP3GH\">3. Not trusting that my innate skills and passions would lead to\u00a0a satisfying and successful\u00a0career<\/h2>\n<div class=\"group\">\n<p>Thirty-five years ago, the advice to &#8220;do what you love and the money will follow&#8221; was not common. You might get some direction from a high school counselor or follow your parent&#8217;s career path. For many women, you often just got married.\u00a0<\/p>\n<p>For a while, I didn&#8217;t do either. I floundered in my 20s doing all sorts of jobs I thought I would be good at while avoiding the thing I\u00a0<em>was<\/em>\u00a0good at \u2014 writing \u2014 because I thought it wasn&#8217;t a legitimate way to make a living.<\/p>\n<\/div>\n<div class=\"group\">\n<p>At 35,\u00a0I took a few community college classes, and I soon\u00a0got hired as an intern at a daily newspaper, where I flourished. Once I had a taste of\u00a0doing what I loved and being acknowledged for it,\u00a0there was no going back. It&#8217;s never too late to follow your passion.<\/p>\n<p>I did my best to make sure\u00a0my kids had the freedom to follow their dreams, too. Our individual gifts are so special and worthwhile, and when we share them with the rest of the world, everyone benefits.<\/p>\n<p><em><strong>Janet Blaser<\/strong><\/em><em>\u00a0is a writer who has lived in Mazatl\u00e1n, Mexico since 2006. A former journalist in California, her work now focuses on expat living. Janet&#8217;s first book,\u00a0<\/em><em>&#8220;Why We Left: An Anthology of American Women Expats&#8221;<\/em><em>\u00a0is an Amazon bestseller. Follow Janet on\u00a0<\/em><em>Instagram<\/em><em>\u00a0and\u00a0<\/em><em>Facebook<\/em><em>.<\/em><\/p>\n<p><em><strong>Don&#8217;t miss:<\/strong><\/em><\/p>\n<p><em>Want to be smarter and more successful with your money, work &amp; life?<strong>\u00a0<\/strong><\/em><em><strong>Sign up for our new newsletter here<\/strong><\/em><\/p>\n<\/div>\n<div role=\"region\" aria-labelledby=\"Placeholder-ArticleBody-Video-107097741\">\n<div role=\"button\" tabindex=\"0\" id=\"Placeholder-ArticleBody-Video-107097741\" class=\"PlaceHolder-styles-makeit-wrapper--thzO_\" data-vilynx-id=\"7000260454\" data-test=\"VideoPlaceHolder\">\n<div class=\"InlineVideo-styles-makeit-videoEmbed--utFcj\" id=\"InlineVideo-0\" data-test=\"InlineVideo\">\n<div class=\"InlineVideo-styles-makeit-wrapper--wHgUB\">\n<div class=\"InlineVideo-styles-makeit-inlineThumbnailContainer--G6zAg\"><span class=\"InlineVideo-styles-makeit-videoButton--l7wPM\"><\/span><span class=\"InlineVideo-styles-makeit-playButton--CGx6m\"><span class=\"PlayButton-styles-makeit-playButton--cTuKx\" data-test=\"PlayButton\"><\/span><\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"group\">\n<p><em>Get CNBC&#8217;s\u00a0<\/em><em>free Warren Buffett Guide to Investing<\/em><em>, which distills the billionaire&#8217;s No. 1 best piece of advice for regular investors, do&#8217;s and don&#8217;ts, and three key investing principles into a clear and simple guidebook.<\/em><\/p>\n<\/div>\n<\/div>\n<p><script async defer src=\"https:\/\/platform.instagram.com\/en_US\/embeds.js\"><\/script><br \/>\n<br \/>Read the full article <a href=\"https:\/\/www.cnbc.com\/2023\/11\/30\/67-year-old-who-left-the-us-for-mexico-im-happily-retired-but-i-regret-not-doing-these-things-in-my-20s.html\" target=\"_blank\" rel=\"noopener\">here<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>It&#8217;s been five years since I retired, and, like most retirees, I&#8217;ve had a lot of time to think. Moving away from the hustle of California to a more serene setting and lifestyle in Mazatl\u00e1n, Mexico, has also given me the chance to reflect on what&#8217;s important. At 67, I often wonder if I would<\/p>\n","protected":false},"author":1,"featured_media":37517,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[43],"tags":[],"class_list":{"0":"post-37516","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-news"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.12 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>67-year-old who left the U.S. for Mexico: I&#039;m happily retired\u2014but I &#039;really regret&#039; doing these 3 things in my 20s | iSafeSpend<\/title>\n<meta name=\"description\" content=\"It&#039;s been five years since I retired, and, like most retirees, I&#039;ve had a lot of time to think. 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