{"id":37577,"date":"2024-10-25T10:02:52","date_gmt":"2024-10-25T10:02:52","guid":{"rendered":"https:\/\/isafespend.com\/?p=37577"},"modified":"2024-10-25T10:02:53","modified_gmt":"2024-10-25T10:02:53","slug":"why-aging-in-place-is-not-always-a-good-plan","status":"publish","type":"post","link":"https:\/\/isafespend.com\/?p=37577","title":{"rendered":"Why \u2018Aging In Place\u2019 Is Not Always A Good Plan"},"content":{"rendered":"<div>\n<p>Most people at or near retirement age will say they want to remain at home as long as possible. That means not going to a care home of any kind \u201cwith all those old people\u201d. It sounds fine when one is 65 or so and in reasonably good health. But of course, aging takes its toll. Over time, when the person is in their 80s, aging in place can become an unrealistic challenge.<\/p>\n<h2 class=\"subhead-embed color-accent bg-base font-accent font-size text-align\">What We Don\u2019t Like To Recognize<\/h2>\n<p>No one wants to admit that we are losing independence. Research tells us that at least a third of us are going to need help of some kind as we age, particularly over age 85. Maybe that number is higher than one third. How may folks do you know who are 85+ who do not have any health issues that increase their safety risks? Vision limitations and hearing loss are things some elders will admit to at first. But when it\u2019s about remembering to pay bills, avoiding falls, and maintaining one\u2019s hygiene, people can be much more reluctant to acknowledge their limitations. Here at AgingParents.com, we hear all about it from adult children. The aging parent, living alone, is not safe and they are worried sick. Mom, Dad or a grandparent just refuses to accept that the home they live in and having no one around is not safe for them anymore.<\/p>\n<h2 class=\"subhead-embed color-accent bg-base font-accent font-size text-align\">What Makes Aging In Place Unsafe?<\/h2>\n<p>There are many factors that affect safety. Here are a few of the common ones adult children tell us they worry about:<\/p>\n<ol>\n<li>Stairs. Climbing stairs safety and particularly going down them is a hazard for any elder who is unsteady on one\u2019s feet. Stair chair lifts can help but they are an expensive fix that only addresses one safety issue at home.<\/li>\n<li>Memory loss. On the years-long path to dementia, many family members notice that mom can\u2019t recall things that just happened recently. They have trouble keeping track of bills. They forget to pay. Things they need get cancelled for failure to pay. Living alone in place increases the risk of harm for anyone who has short term memory loss.<\/li>\n<li>Isolation. A widowed older parent, a \u201cloner type\u201d personality, and limited transportation ability can lead to too much social isolation. That is directly linked to poor health outcomes. Too much being alone is just not good for anyone, particularly an older person.<\/li>\n<li>Decreasing ability to maintain one\u2019s self with nutrition, hygiene, activity, and housekeeping. Once active aging loved ones may have done fine with all of these things independently for quite some time. But then the effects of chronic health conditions interfere and they just can\u2019t keep up with what was once normal anymore.<\/li>\n<li>Nutrition. When impaired elders can\u2019t get out easily, they may not keep the kitchen stocked. If they have trouble with food preparation, they stop doing it and eat poorly. They may have appetite loss due to illness, depression or other factors. Poor nutrition leads to other health problems and makes chronic conditions like diabetes worse.<\/li>\n<\/ol>\n<h2 class=\"subhead-embed color-accent bg-base font-accent font-size text-align\">Should Adult Children Try To Make Aging Parents Live Somewhere Else?<\/h2>\n<p>One thing is certain in our legal system: if a person has the capacity to make decisions, we can\u2019t force them to do what we want them to do. If the elder has significant cognitive impairment, it is possible with the right legal documents in place to take legal steps to ensure their safety. That can mean taking control over their finances, which may help. But we can\u2019t force a cognitively intact elder to make safe decisions for their own good. Gentle persuasion is much better than force and can work. It may be possible to talk Dad into a move to assisted living, for example, with many offers of help and support.<\/p>\n<p><fbs-ad position=\"inread\" progressive=\"\" ad-id=\"article-0-inread\" aria-hidden=\"true\" role=\"presentation\"><\/fbs-ad><\/p>\n<h2 class=\"subhead-embed color-accent bg-base font-accent font-size text-align\">Options For Families With Unsafe Elders Aging In Place<\/h2>\n<p>A first step is to look at the estate planning documents, and see who is appointed to act on aging parents\u2019 behalf. A Durable Power of Attorney appointment can be very helpful for the appointee to take over bill paying and financial management. If resources exist, it can empower a responsible adult child to hire home help to assist with basics the aging parent needs. That can immediately increase the measure of safety at home.<\/p>\n<p>Another step is to get the family together and propose the option of a different living environment to the elder. This must be done very respectfully, so that the aging parent can maintain a sense of self direction, and not feel forced. A right time and place to do this is critical.<\/p>\n<p>Finally, it can work better for the elder to be safer at home if there are modifications to the home. Ramps, stair lifts, widening doorways for wheelchair access, removing throw rugs, putting in a safer tub or shower, better lighting and the like can work if they can afford the cost of home improvements. And one must ask: with all these home modifications, will your loved one still be safe down the road with more age-related issues?<\/p>\n<h2 class=\"subhead-embed color-accent bg-base font-accent font-size text-align\">Takeaways<\/h2>\n<p>Major possibilities for improving the \u201caging in place\u201d long term prospects include having the appointed person take over the finances. That ensures that bills will be paid and insurances will not be cancelled. Getting home care for assistance with meal preparation, shopping, transportation, household maintenance, and hygiene are other possibilities. These may not fully fix the issue of social isolation.<\/p>\n<p>For the right kind of person who could adapt to community life, assisted living can also be a good option. Giving up the idea of aging in place is rather terrifying for most elders we meet at AgingParents.com. Most resist the idea of being \u201cput in a home\u201d as they see it. However, visits to a potential facility, seeing the enriched social environment, understanding that they have choices there can be persuasive.<\/p>\n<p>We have not discussed the other possibility of moving the aging parent in with family or having a family member move in with them. That is a long discussion for another piece.<\/p>\n<\/div>\n<p>Read the full article <a href=\"https:\/\/www.forbes.com\/sites\/carolynrosenblatt\/2024\/10\/24\/why-aging-in-place-is-not-always-a-good-plan\/\" target=\"_blank\" rel=\"noopener\">here<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Most people at or near retirement age will say they want to remain at home as long as possible. That means not going to a care home of any kind \u201cwith all those old people\u201d. It sounds fine when one is 65 or so and in reasonably good health. But of course, aging takes its<\/p>\n","protected":false},"author":1,"featured_media":37578,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[55],"tags":[],"class_list":{"0":"post-37577","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-retirement"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.12 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Why \u2018Aging In Place\u2019 Is Not Always A Good Plan | iSafeSpend<\/title>\n<meta name=\"description\" content=\"Most people at or near retirement age will say they want to remain at home as long as possible. 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