Years ago I had a serious problem of buying stuff that never got used. It was pretty terrible. Hobby supplies, activities, and other stuff piled up in the closets, most of it unused. One day after the closets got too full, I broke down and started cleaning it all out.<\/p>\n
As I put it in piles to donate or sell, I racked my brain trying to figure out how it had all gotten there in the first place.<\/p>\n
Was I having some sort of breakdown? Trying to compensate for misery by shopping? What in the world was going on with me? I\u2019m not normally a huge shopper, but for whatever reason I had gone completely overboard.<\/p>\n
After a while, I finally figured it out. All of that stuff represented a fantasy life that I wanted. (Why I needed that fantasy is the stuff of therapy, but let\u2019s just say there was some fear and unhappiness at the time that contributed.) What\u2019s funny is that I wasn\u2019t having your typical fantasy of a bigger house\/nicer car\/luxury vacations\/expensive clothes, but a fantasy of being more accomplished, well-rounded, or engaged in interesting things.<\/p>\n
Most of the stuff I purchased related to jobs, hobbies, or other activities that I felt were interesting or fun, or which I should want <\/em>to\u00a0be engaged in, yet which I had no real interest in learning or accommodating. (Or, at most, only a passing interest. But it all just sounded so cool!)<\/p>\n That was the worst part of the fantasy: I never had any plans for how to actually use the stuff I bought. Did I ever sign up for a class? Study anything on YouTube? Read a book about the subject? (In some cases, yes, but mostly no. And for sure there was no follow-through.) I bought art supplies with no real plan to get better at art. Tools with no real plan to get better at DIY. Puzzles and board games with no idea how I\u2019d carve time out of my schedule to play with them. (And, in the case of games, where other players would even come from.) The list goes on. It obviously makes no sense now, but at the time it somehow seemed sensible to think that I could buy my way into this fantasy of being a more well-rounded\/accomplished person.<\/p>\n That\u2019s the joy of irrationality. Everything seems sensible at the moment, but in hindsight, you can see how stupid it is. In my head, I was fantasizing about how I\u2019d like to learn these things and eventually be proficient. Excellent, even. I imagined myself as already great at this thing. People would think I was cool and intelligent. I<\/em> would think I was cool and intelligent.\u00a0<\/p>\n Instead of buying because I truly wanted to learn something, I was buying based on thinking, \u201cHow nice it would be if already knew how to do this thing.\u201d It\u2019s a fine distinction, but an important one. Without a plan to go from buying to proficiency, I was living in a dream world. Thinking I\u2019d have the time to do these things was another related mistake. The better approach would be to learn these things first (and rearrange my life to accommodate the time required) and only then buy.<\/p>\n Learning and making the time commitment should act as a purchase litmus test. If I can\u2019t\/won\u2019t make the time or effort to first learn how to do a thing, how important is it to me, really? It\u2019s certainly not worth wasting a bunch of money on stuff to dump in a closet. Instead of buying, I should have looked at the tools (for example) and said, \u201cOkay. That looks like something that would be useful. But let me see if I can find a class or some tutorials and see if I\u2019ll really enjoy the projects that this tool requires.\u201d In the case of art supplies, I should have said, \u201cThat looks like fun. Let\u2019s see if I can find some classes first to see if I even have a slight aptitude for this.\u201d<\/p>\n Had I stopped to recognize the fact that I was dreaming and not living in reality, I would have saved a bunch of money (and time spent ultimately disposing of the stuff). I think it\u2019s natural to imagine ourselves as great at things, but we have to check that fantasy before we get to the cash register. We have to determine if this thing we\u2019re buying is servicing a true need or an irrational\/imagined need. Are we buying something useful to us right now, or are we buying a fantasy of how we want to be<\/em>?<\/p>\n I think some of this comes with time and experience. Maybe we all have to go through our \u201cstupid fantasy\u201d periods before we fully understand ourselves. Perhaps this is why older people (generally) seem to buy less stuff. They\u2019ve lived through the fantasies and understand their realities much better than they used to. All I know is that if you can short-circuit the fantasy before you fork over the credit card, you\u2019ll be better off in the long run. Buy what you need today, and only buy for future you after you\u2019ve demonstrated a commitment to truly becoming that future person.\u00a0<\/p>\n Read More:<\/strong><\/p>\nIrrational Spending<\/h2>\n