{"id":9423,"date":"2023-08-06T16:55:35","date_gmt":"2023-08-06T16:55:35","guid":{"rendered":"https:\/\/isafespend.com\/personal-finance\/savings\/video-why-is-an-emergency-savings-fund-so-important\/"},"modified":"2023-08-06T16:55:36","modified_gmt":"2023-08-06T16:55:36","slug":"video-why-is-an-emergency-savings-fund-so-important","status":"publish","type":"post","link":"https:\/\/isafespend.com\/?p=9423","title":{"rendered":"VIDEO: Why is an Emergency Savings Fund so Important?"},"content":{"rendered":"<div id=\"hs_cos_wrapper_post_body\">\n<p><span style=\"font-family: tahoma, arial, helvetica, sans-serif; font-size: 1rem; background-color: transparent;\"><\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: tahoma, arial, helvetica, sans-serif; font-size: 1rem; background-color: transparent;\">If you&#8217;re slammed with an unexpected bill or get a flat tire can you cover the cost? A<span>void the panic of searching for quick money and instead begin building your own E<\/span><span>mergency Savings Fund.\u00a0<\/span><\/span><span style=\"font-size: 1rem; background-color: transparent; font-family: tahoma, arial, helvetica, sans-serif;\">Roughly <\/span>3 out of 5 Americans<span style=\"font-size: 1rem; background-color: transparent; font-family: tahoma, arial, helvetica, sans-serif;\"> experience a major unforeseen\u00a0cost each year, so it&#8217;s not exactly a matter of if, but when will you have to dip into your stash.\u00a0<\/span><\/p>\n<p><!--more--><\/p>\n<p><strong><span face=\"tahoma, arial, helvetica, sans-serif\" style=\"font-family: tahoma, arial, helvetica, sans-serif;\"><i>What is the true definition of an emergency fund?<\/i><\/span><\/strong><\/p>\n<blockquote><p><em><span face=\"tahoma, arial, helvetica, sans-serif\" style=\"font-family: tahoma, arial, helvetica, sans-serif; font-size: 16px;\">An Emergency Savings Fund is money that&#8217;s been purposely set aside to protect your accounts from unanticipated events. These funds are separate\u00a0from your regular savings account and can help prevent significant debt build-up. \u00a0\u00a0<\/span><\/em><\/p><\/blockquote>\n<p style=\"text-align: justify;\"><span style=\"font-family: tahoma, arial, helvetica, sans-serif;\">Being financially prepared with a fund of at least 3-6 months&#8217; worth of everyday costs will allow you to breathe easy knowing you can afford those sudden charges.<span>\u00a0<\/span><\/span><span style=\"font-family: tahoma, arial, helvetica, sans-serif;\">Even the most budget-obsessed\u00a0person can&#8217;t be equipped\u00a0for every curveball, so w<\/span><span style=\"background-color: transparent; font-size: 1rem; font-family: tahoma, arial, helvetica, sans-serif; text-align: center;\">atch the video below and start constructing your own E<\/span><span style=\"background-color: transparent; font-size: 1rem; font-family: tahoma, arial, helvetica, sans-serif; text-align: center;\">mergency<\/span><span style=\"background-color: transparent; font-size: 1rem; font-family: tahoma, arial, helvetica, sans-serif; text-align: center;\">\u00a0Savings Fund.\u00a0<\/span><\/p>\n<p style=\"text-align: justify;\">\u00a0<\/p>\n<p style=\"text-align: center;\"><span style=\"background-color: transparent; font-size: 1rem; font-family: tahoma, arial, helvetica, sans-serif; text-align: center;\">Watch the video here:\u00a0<\/span><\/p>\n<div class=\"hs-embed-wrapper\" data-service=\"youtube\" data-responsive=\"true\" style=\"position: relative; overflow: hidden; width: 100%; height: auto; padding: 0px; max-width: 560px; max-height: 420px; min-width: 256px; display: block; margin: auto;\">\n<div class=\"hs-embed-content-wrapper\">\n<p><iframe loading=\"lazy\" title=\"Why is an Emergency Savings Fund so Important?\" width=\"768\" height=\"432\" src=\"https:\/\/www.youtube.com\/embed\/81Hrb1H9rZk?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" allowfullscreen><\/iframe><\/p>\n<\/div>\n<\/div>\n<p style=\"text-align: center;\">\u00a0<\/p>\n<p style=\"text-align: center;\">\u00a0<span style=\"background-color: transparent; font-size: 1rem;\">\u00a0<\/span><\/p>\n<p style=\"text-align: center;\"><!--HubSpot Call-to-Action Code --><span class=\"hs-cta-wrapper\" id=\"hs-cta-wrapper-4ba56aab-8536-46a2-82bd-e5bf11661944\"><span class=\"hs-cta-node hs-cta-4ba56aab-8536-46a2-82bd-e5bf11661944\" id=\"hs-cta-4ba56aab-8536-46a2-82bd-e5bf11661944\"><!--[if lte IE 8]>\n\n<div id=\"hs-cta-ie-element\"><\/div>\n\n<![endif]--><img decoding=\"async\" class=\"hs-cta-img\" id=\"hs-cta-img-4ba56aab-8536-46a2-82bd-e5bf11661944\" style=\"border-width:0px;\" src=\"https:\/\/isafespend.com\/wp-content\/uploads\/2023\/08\/4ba56aab-8536-46a2-82bd-e5bf11661944.png\" alt=\"Emergency Savings Fund \"\/><\/span><\/span><!-- end HubSpot Call-to-Action Code --><\/p>\n<\/div>\n<p><script>(function(d, s, id) {\n  var js, fjs = d.getElementsByTagName(s)[0];\n  if (d.getElementById(id)) return;\n  js = d.createElement(s); js.id = id;\n  js.src = \"\/\/connect.facebook.net\/en_GB\/all.js#xfbml=1&status=0\";\n  fjs.parentNode.insertBefore(js, fjs);\n}(document, 'script', 'facebook-jssdk'));<\/script><br \/>\n<br \/>Read the full article <a href=\"https:\/\/moneynav.com\/blog\/video_why_is_an_emergency_savings-_fund_important?hsLang=en\" target=\"_blank\" rel=\"noopener\">here<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you&#8217;re slammed with an unexpected bill or get a flat tire can you cover the cost? Avoid the panic of searching for quick money and instead begin building your own Emergency Savings Fund.\u00a0Roughly 3 out of 5 Americans experience a major unforeseen\u00a0cost each year, so it&#8217;s not exactly a matter of if, but when<\/p>\n","protected":false},"author":1,"featured_media":9424,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"gallery","meta":{"footnotes":""},"categories":[54],"tags":[32],"class_list":{"0":"post-9423","1":"post","2":"type-post","3":"status-publish","4":"format-gallery","5":"has-post-thumbnail","7":"category-savings","8":"tag-featured","9":"post_format-post-format-gallery"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.12 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>VIDEO: Why is an Emergency Savings Fund so Important? | iSafeSpend<\/title>\n<meta name=\"description\" content=\"If you&#039;re slammed with an unexpected bill or get a flat tire can you cover the cost? 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